Partners Credit Union @ www.partnerscreditunion.co.uk

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Partners Credit Union serves only those that live or work in Merseyside, that of course includes Liverpool. They operate from www.partnerscreditunion.co.uk that was devised in 2001. Leeds City Credit Union was recently introduced that has a simple setup in place. This is not the case here at the Partners Credit Union. For instance, other than the Merseyside-only coverage you must have been saving with them for 3 months before you can apply for their cheap Liverpool loans. There is only a downloadable application form and short monthly terms aren’t currently available. Their central product is The Multiplier Loan that can be up to 3 times the savings value reaching £1000 (higher sums are available to returning members). The Partners Credit Union loan calculator displayed either a 6, 12 or 24 month term.

I believe a shorter term product is being rolled out in the future. The charges are 2% per month (26.8% APR). Larger sums work out cheaper though with £5001 and above figures having a 0.8% per month rate (9.8% APR). It does state that bank statements and wage slips are currently required for loans above £1001 and so you may be ok below this figure. The www.partnerscreditunion.co.uk site does include a secure account login. The Partners Credit Union contact number is 0151 258 1014 with their email contact being enquiries@partnerscreditunion.co.uk. Their head office is at New Oxford House and they have a Bootle and St Helens office. This is one of the major Liverpool trade unions, although you’ll find less strict demands at other trade unions in Liverpool.

Partners Credit Union