Compare 3 Month Payday Loans
Compare 3 Month Payday Loans…
Account login and SSL: No
Available: £200 to £600
Interest: 12.5% monthly
Total 3 Month Charge: £37.50 per £100 (£12.50 monthly)
Transfer: Free for same day funding
Term: 3, 4, 5 or 6 months
Trade Association: No
+ Best price for same day loan
+ Free same day transfer
+ Most experienced service (2006)
+ Other than the headlined Oakam Bonus Loan they offer the Big Plus Loan
+ Terms can as you can see be stretched to further months
– Must verify by phone or head to a store
– No £100 possible
– No account login and SSL
– No membership
Account login and SSL: Yes
Available: £200 to £300 (£1000)
Interest: 15.33% monthly
Total 3 Month Charge: £46 per £100 (£15.33 monthly)
Transfer: Free for same day funding
Term: 3 months
Trade Association: CCTA members
+ 2nd Best price for same day loan
+ Free same day transfer
+ Largest figure of £1000 possible (existing customers)
– Must contact employer
– No £100 possible
– Relatively new service
Account login and SSL: Yes
Available: £50 to £800
Interest: 15.47% monthly
Total 3 Month Charge: £46.40 per £100 (£15.47 monthly)
Transfer: Free for same day funding
Term: 7 days to 7 months
Trade Association: No
+ Free same day transfer
+ Terms are highly flexible here and you can repay early at any time
+ They provide a cashback incentive when you repay on time
– Example assumes you repay weekly. Monthly repayments would be £53.69 (£17.90 monthly)
– No membership
Account login and SSL: No
Available: £100 to £500
Interest: 26.7% monthly
Total 3 Month Charge: £80.10 per £100 (£26.70 monthly)
Transfer: Free or (figure not stated) for same day funding
Term: 1, 2 or 3 months
Trade Association: No
+ Flexible option to select the month
– No account login or SSL
– No membership
– Relatively new service
Notes:
– Most of these companies offer same day funding free of charge. Landa Loan aren’t specific about their cost, but I assume they discount this from the funds sent.
– SafeLoans do offer 3 month loans, but suit shorter term durations.
– As noted in the previous comparison posting, any lenders providing doorstep, guarantor or logbook loans will be catered in separate postings.