3 Month Lenders +

Cash4UNow @ www.cash4unow.co.uk

Cash4UNow (Cash 4 U Now) is a brand from Novaloans Ltd that is headed at www.cash4unow.co.uk that was launched back in 2011. This lender that is based in Leeds offers new customers loans from £100 to £400, whilst £750 is possible for existing customers with these amounts moving up in increments of £10. The available term range sits between 1 and 6 months, but there are restrictions in place. The Cash4UNow loans under £150 must be taken over the single month (a simple £100 loan over the month would cost £30). Between £160 and £190 can have a maximum 3 month term and with £200 or more you can freely choose the term. When you opt for larger cash sums, you will be paying a smaller interest cut.

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6 Towns Credit Union @ www.sixtowns.co.uk

6 Towns Credit Union (often styled as 6Towns) is located at www.sixtowns.co.uk that was setup back in 2005. This trade union serves people that live or work in the Sandwell area (West Midlands). The 6 Towns Credit Union loans are for members only and are available as either a payday loan or there are larger loans over extended periods. All of these West Midlands loans have a 26.8% APR charge that is the legal limit for trade unions. The payday product equates to a 2% monthly charge with 6 Towns showing a £2.01 charge per £100 and they also charge £1 for membership that is deducted from the funds sent. They state that £80 to £250 will be available to new customers with £400 being possible for return customers.

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Nottingham Credit Union @ www.nottinghamcu.co.uk

Nottingham Credit Union (Nottingham CU) serves those who live or works in Nottingham. They do actually extend coverage to the whole county of Nottinghamshire though that includes for example those located in Ashfield and Mansfield. They operate from www.nottinghamcu.co.uk that was setup in 2007. This city is of course famed for the legend of Robin Hood with this theme even creeping its way into the available Nottingham Credit Union loans. You will find the Robin Hood Loan (£200 to £3000) carrying a 2% interest charge (term duration not stated). The Loxley Loan covers higher sums and there is The Sherwood Saver Loan that carries a possible 6.2% APR on a fully pledged loan as savings. Finally there is the Flexicredit product that is stretched out like a credit card.

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Capital Credit Union @ www.capitalcreditunion.com

Credit unions are very popular in Scotland and Capital Credit Union (Capital CU) is a notable one that serves those that live or work in Edinburgh, The Borders or The Lothians. They are active at www.capitalcreditunion.com that was setup in the year 2000. This particular company offers a wide range of loan products that is good to see, although membership is required for each one of them. This includes the Member Loan that starts from £100 to £1000 at 26.8% APR with the largest sum from £15,001 to £20,000 having just 6.9% APR. The FlexiLoan caters large sums with extended terms alike a credit card and then there is the Loyalty Advance that is tuned to the saving balance with an impressive low figure of 6.9% APR.

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Partners Credit Union @ www.partnerscreditunion.co.uk

Partners Credit Union serves only those that live or work in Merseyside, that of course includes Liverpool. They operate from www.partnerscreditunion.co.uk that was devised in 2001. Leeds City Credit Union was recently introduced that has a simple setup in place. This is not the case here at the Partners Credit Union. For instance, other than the Merseyside-only coverage you must have been saving with them for 3 months before you can apply for their cheap Liverpool loans. There is only a downloadable application form and short monthly terms aren't currently available. Their central product is The Multiplier Loan that can be up to 3 times the savings value reaching £1000 (higher sums are available to returning members). The Partners Credit Union loan calculator displayed either a 6, 12 or 24 month term.

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Leeds City Credit Union @ www.leedscitycreditunion.co.uk

Leeds City Credit Union (LCCU) is active at www.leedscitycreditunion.co.uk that was initially setup in 1998. This is one of the most popular credit unions in the UK today with in the region of 25,000 members. There are 6 branches at this time that includes for example the Armley Branch and the Belle Isle Branch. The Leeds City Credit Union loans are clearly headlined as soon as you reach them with a large loan calculator being displayed on the homepage. The referenced cash sums stands between £250 and £15,000 with terms from 1 to 12 months (10 years for substantial sums). Any such high figure would likely have to be secured against your home. The Leeds credit union loans are available to anyone who lives or works in Leeds.

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V5 Loans @ www.v5loans.co.uk

V5 Loans (V5Loans) is a logbook lender based in London that has been active at www.v5loans.co.uk since 2008. V5 Loans is a recognisable company within this niche although there are several more popular logbook lenders than them. Within their Facts section there is a note regarding no credit checks, but this is not mentioned in their promotions or anywhere else across the site that is unusual to see. They do certainly make it clear that a poor credit rating is not a problem with them though. The loans on offer here range from £500 to a maximum figure of £20,000. They aren't clear about the charges involved and just provide one such example whereby a £1500 loan for 78 weeks would cost £2888.28 (total repayment of £4388.28).

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Landa Loan @ www.landaloan.co.uk

Landa Loan (LandaLoan) is one of the newer payday lenders on the block that arrived in late 2012 at www.landaloan.co.uk. This lender is based in Ayr (Scotland) and also trades as Car Repair Finance. At Landa Loan you can apply for between £100 and £500 with the terms being either 1, 2 or 3 months. The cost for each month is displayed as £25 per £100, but you will in fact pay £26.70 over 30 days. This creates a charge of £80.10 per £100 over the 3 month term. The funding is not clearly detailed, with them for instance in one section stating that the funds will be take a few days with there being a same day transfer option, whilst on another page it states you will receive the funds within 24 hours.

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Car Cash Point @ www.carcashpoint.com

Car Cash Point (CarCashPoint) only arrived at www.carcashpoint.com in 2010 and yet they have already established themselves as one of the leading logbook lenders carrying a good search engine presence considering their new age. Car Cash Point offers no credit check logbook loans between £500 and £50,000. The term range is quite high sitting between 18 and 36 months. Despite this, you will be free to clear the balance at any time. A £1000 loan would cost £3600.44 over the 156 week term displayed on their site that would work out at approximately 9.23% monthly. In the recent comparison posting noted below, Car Cash Point was the cheapest overall logbook loan, although they have recently been took over by Easy Logbook Loans and Varooma.

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Mobile Money @ www.mobilemoney.co.uk

Mobile Money (MobileMoney) was one of the original logbook loan lenders in the UK after launching at www.mobilemoney.co.uk back in the year 1999. Most of the searches conduced for Mobile Money appear to be global searches that would likely be for the company that runs on the dot com. Mobile Money states that they have 33 branches in their about section, although they have 38 listed branches on their menu bar. The available funds range from £200 to £25,000 with there being no reference to the term range. They provide a single loan breakdown example, with this being a £800 loan over the period of 18 months. The charge in place here is £1613.98 that includes a document reg fee at £30.

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